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Heterogeneity in Service Fee Sensitivity: Evidence from ATM Surcharges

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[1]Source: Board of Governors of the Federal Reserve System. Krzysztof Wozniak (2026). Heterogeneity in Service Fee Sensitivity: Evidence from ATM Surcharges. FEDS 2026-072. Original preliminary working paper, unchanged; views are the authors’ and do not indicate Board concurrence. No affiliation or endorsement.

Heterogeneity in Service Fee Sensitivity: Evidence from ATM…